Your Questions, Answered

Learner Finance is private finance arranged for learners to spread the cost of professional training. While consumer finance has long been available across retail and other sectors, its application within the professional training market has never had a clear identity. Rocket has coined the term Learner Finance to give the market a simple, universally understood way to talk about financing training, and to establish a standard that puts learner accessibility at the centre of how training providers grow.

By integrating learner finance as a payment option, learners can spread the cost of your course over up to 48 months. Instead of facing the full upfront fee, which can be a financial barrier, they see a more affordable and accessible route to enrolment, helping you increase conversions and turn more enquiries into enrolments.

When a learner chooses to pay in monthly instalments through finance, you still receive the full course fee up front, less a small subsidy if you elect to offer promotional 0% finance . Many providers also find that offering finance not only grows enrolments but strengthens overall cash flow by providing liquidity and predictable financial planning.

Rocket's Learner Finance integrates directly into your existing sales process — via telesales or web-based API — keeping learners within your enrolment journey rather than directing them to an external provider. You control the experience, while Rocket handles the application, approvals, and collections.

No, you can offer finance immediately, either offering non-regulated 0% recourse finance or non-recourse as an IAR (Introducer Appointed Representative) or AR (Appointed Representative) under our partner’s regulatory umbrella.**Subject to Funding Partner

Getting started with Learner Finance is faster than you think. Within 3-6 weeks you can be set-up, including technical integration, training your teams on finance, and updating marketing materials. Rocket provides hands-on support to integrate finance into your processes, getting involved as much or as little as needed as you roll out finance into your processes.

Yes, training providers often implement both finance options simultaneously, optimising their learner finance offerings with recourse and non-recourse models according to course type.

Learner Finance allows a learner to split the cost of training into instalments, similar to a payment plan, however, with finance the provider receives the value of the course up-front when a learner enrols and the learner enters a credit agreement to pay in monthly instalments.

Yes, Rocket's Learner Finance integrates seamlessly with your existing payment methods, including payment plans and other finance providers. It's designed to fill any gaps in your current offering, ensuring every learner has an accessible route to enrolment.